At some point in my transition from being a free-spirited 20 something to an old lady, I because obsessed with cash back opportunities. I’m definitely not as into it as some people, but if there’s a punch card or point system I can use for a retailer that ends in me getting a discount or something free in the end, you…
So you order something from eBay. Or Alibaba. Or some sketchy website you’ve never heard of, because it has the exact sneakers you want when nowhere else does. You know that’s probably a sign it’s too good to be true… but you really want the sneakers, so you foolishly type in your Visa number anyway.
Many people like the Chase Sapphire Preferred and Chase Sapphire Reserve credit cards for earning travel rewards, myself included. You can use the points you accumulate to purchase plane tickets through a ton of different airlines, but some of them won’t show up on their site. In those situations, here’s what you do.
Free booze! And snacks! So many outlets! It’s not a stretch to say the Chase Sapphire Reserve has ruined me.
Rewards enthusiasts, we know you love your Chase Sapphire credit card. We also know you love hopping on new cards with excellent perks, and now that Uber has jumped into the credit card world, you’re probably wondering if they’re worth your time (and the hard pull on your credit report).
There are benefits to using your credit card over a debit card, but budgeting with a credit card can be trouble. One splurge or miscalculation and you could end up revolving your debt—not a smart move. Debitize, available for Web/ioS, lets you earn rewards without that risk.
Amazon wants to reward you for buying stuff from them, but there’s a catch: you have to use your debit card and transfer cash into an Amazon account. It’s not that complicated, but here’s what you should know about the new Amazon Reload program.
If you owe the IRS money in April, you’re probably not in a hurry to do your taxes. And if you owe a lot, you might even contemplate paying your tax bill with a credit card to earn some sweet rewards. Not so fast, here are a few things to consider first.
AmEx’s Starwood credit card is popular among the travel hacking crowd. If you’ve been thinking about signing up, they just increased their bonus to 35,000 points for new members through April 5th.
Play the game right, and you can use credit cards to score free travel. This is commonly called travel hacking, and if you have no idea where to start, the Earth Awaits has a new tool that can help.
The travel hacking world went nuts when Chase released its Sapphire Reserve card which, among other useful travel perks, came with a huge sign-up bonus of 100,000. If you’ve thought about jumping on the bandwagon, you may want to jump soon, because the bonus is about to get cut in half.
Chase recently debuted a new rewards card that travel rewards hackers have been drooling over. It offers awesome rewards, but unfortunately, it may not be available to consumers with even excellent credit, thanks to something called the “5/24 Rule.”
Earlier this summer, Costco switched to Visa from American Express, meaning they now only accept Visa in their stores. Naturally, they also released a new Visa rewards card. Here’s a quick rundown of the perks so you can decide if it’s worth signing up.
It’s time to stock up on school supplies, and you might as well get rewarded for your spending. Rewards management site Birch has released a free tool to help maximize your back to school rewards.
Reward miles are a little misleading. They aren’t always based on how many miles you fly, and the rewards don’t actually equate to miles, either. There are tools to help you compare flight prices in terms of miles, but this rule of thumb works well for estimating.
The Chase Ultimate Rewards is one of the most popular credit cards for earning points on your purchases. Unfortunately, though, Chase will reduce the redemption value for Amazon purchases in September.
If you’re a fan of using credit cards to earn travel rewards and cash back, you might be juggling a few different cards. Birch Finance is a free web app that keeps track of your cards and spending in one place and helps optimize your rewards.
When you use them responsibly, credit cards are awesome for earning cash back or travel rewards. During certain months, issuers offer bonuses for spending in certain categories, too. As NerdWallet points out, though, you have to activate these “rotating rewards” in order to cash in.
Credit cards use rewards to lure customers, but play the game right, and you can come out ahead. Most issuers offer awesome sign-up bonuses during certain times of the year. A new study from NerdWallet reveals the best months to sign up for different rewards credit cards based on these offers.
If you’re into the credit card rewards game, you know that sign-up bonuses can really pay off. Many credit card issuers give you free cash back just for opening a card and using it. But let’s say you get the bonus, and shortly after, you notice the issuer is offering an even better bonus. Try asking for an adjustment.