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Credit Catastrophes: How Good Reports Go Bad

A perfect FICO credit score is now 850. And anything between 740 and 850 is considered “Excellent.” That “Excellent” opens a lot of doors for consumers. They can get the lowest interest rates on loans for major purchases, such as homes and cars. They can get new credit easily. Their insurance rates are lower. They are…

How To Find The Best Reward Credit Card

Everyone likes perks. We like them at work; we like them when we are given “preferred customer” status by retailers that we frequent. And, for quite some time now, we have been able to get perks when we open up a major credit card account.